Flood cover is becoming increasingly important, especially for park home owners in some areas of the country. In recent years, news of extensive damage to homes from storms, heavy rainfall and burst river banks has reminded us all that floods are a very real danger.
When making a claim on your park home insurance, you want to know that your situation will be handled sensitively.
Cover for your personal items is included as standard within your park home insurance contents whilst inside of the home. However, you’re very likely to take some of your contents with you when you go out. Personal possessions cover is an optional add on to your policy, which is designed to provide you with cover for those unfortunate times, when loss or damage occurs outside of your park home.
Home Emergency Cover is an optional extra that operates alongside your park home buildings and contents insurance cover. The cost for home emergency cover is £25 for the whole year. It provides the added assurance, that in the case of sudden and unexpected damage or failure in your home, which leads to an emergency, help is only one phone call away.
Choosing your park home insurance provider can seem a daunting task with so many companies offering home insurance to choose from. As with any important purchase, start with an understanding of your own circumstances and what you need.
While your insurance cover is there to help you deal with the consequences of theft, making your park home more secure, may help to avoid such a potentially upsetting experience. Prevention is so much better than cure and you can secure your park home with a few simple measures.
A leaking washing machine, a burst pipe or a blocked toilet can all lead to what you will often find described as an ‘escape of water’. This language is used to precisely distinguish the type of events mentioned above, from other types of water damage caused by flooding or storm damage.
At this time of year, preparing your park home for storms and bad weather is a priority for many residents. Here are some tips we hope will help you to keep safe, warm and dry in the event of a storm or other bad weather.
Reducing condensation in your park home becomes more of an issue in the winter months as temperatures outside drop and heating gets turned up. Condensation is caused when moisture in the air comes into contact with colder non-absorbent surfaces such as windows, walls and tiled floors and worktops
Taking photos for your park home insurance can make the process much easier and avoid any problems arising should you need to make a claim. You should take photos showing the general condition of your park home and any additions such as awnings, decking or a hot tub that you have added since taking out your insurance.
