Legal Expenses Cover for Your Mobile Home
Legal expenses cover for your mobile home is an affordable way to safeguard yourself against the high costs of legal disputes that can arise unexpectedly.
When you think about insuring your mobile home, you probably focus on protecting it from fire, theft or storm damage. But have you considered the legal side of things?
Why You Might Need Legal Expenses Cover
Legal disputes can be complex and costly. Whether it’s a disagreement with a contractor, a dispute with your residential or holiday park owner, or issues stemming from a purchase gone wrong, legal expenses can quickly add up. Adding legal expenses cover to your mobile home insurance means you won’t have to face these challenges alone or bear the financial burden entirely on your own.
For just £13.44 a year, Park Home Assist offers legal expenses cover that covers the legal costs incurred by our approved panel of solicitors up to a maximum of £50,000. This goes a long way to providing peace of mind and it’s a small price to pay for the assurance that you have support if legal issues arise. In fact, around 75% of Park Home Assist policyholders choose to add this cover to their insurance.
What Does Park Home Assist’s Legal Expenses Cover Include?
Park Home Assist’s legal expenses cover is designed with mobile homeowners in mind. Here’s what it includes:
- Consumer disputes
If you’ve purchased goods or services related to your mobile home and something goes wrong, this cover helps you pursue legal action. For example, if you hire a company to install a new heating system and it fails due to poor workmanship, legal expenses cover can assist in recovering your losses. - Defending yourself
Should someone take legal action against you concerning a private sale related to your mobile home, this cover helps with your defence. Imagine selling a used appliance from your mobile home, and the buyer claims it was faulty and sues you; legal expenses cover supports your defence in such cases. - Personal injury claims
If you’re injured due to someone else’s negligence, this cover assists in pursuing compensation. For instance, if you slip and fall in a poorly maintained communal area of a park in which you have pitched, legal expenses cover can help you seek damages. - Property infringement
This covers legal action against someone infringing on your mobile home’s property rights. If a neighbour builds a structure that encroaches on your space, this cover helps you address the issue legally. - Property damage
If someone causes physical damage to your mobile home, legal expenses cover assists in seeking compensation. For example, if a delivery vehicle damages your home’s exterior, this cover helps you recover repair costs. - Pitch disputes
Disagreements with a park owner about your pitch can be challenging. Whether it’s about maintenance responsibilities or pitch fees, legal expenses cover supports you in resolving such disputes. - Employment disputes
If you face issues with your employer, such as wrongful dismissal or discrimination, this cover helps you pursue legal action. It’s not limited to mobile home-related matters, providing broader protection. - Probate issues
In the unfortunate event of a dispute over a family member’s will, legal expenses cover assists in contesting or defending your rights as a beneficiary. - Identity theft
If you’re a victim of identity fraud, this cover helps you deal with the aftermath, including liaising with credit agencies and defending against fraudulent claims. - Social media defamation
Should someone post defamatory comments about you online, legal expenses cover aids in getting those comments removed and addressing the issue legally.
How to get legal expenses cover
Adding legal expenses cover to your mobile home insurance is straightforward. You can include it when you first take out your policy or at renewal. If you need advice or wish to make a claim, Park Home Assist provides a free legal helpline. Simply call 0344 770 1040 to speak with their team.
Legal expenses cover is a small investment that can save you from significant stress and financial strain. It’s about being prepared and ensuring you have support when you need it most.
For further information on mobile home insurance, you can contact Park Home Assist’s friendly team on 01604 946 796.
Please note that all insurance cover is subject to acceptance of terms and conditions.
This is a marketing article from Park Home Assist, multi award-winning providers of park home insurance, mobile home insurance, insurance for static caravans, insurance for holiday homes and holiday lodges, as well as boat insurance and touring caravan insurance. If you have any questions about your insurance, then please call our office on 01604 946 796 and one of our insurance advisers will be happy to help.
Published – 25/04/25
