Tailored Cover with Flexible Payments

Park Home Assist’s is pleased to offer you a instalment facility with Premium Credit Ltd. Taking advantage of this service allows our customers to spread their insurance premium payments over monthly direct debit instalments. Our products operate on a 12 monthly instalment plan with no deposit. However, our Car Insurance incorporates a 20% deposit followed by 10 monthly instalments. Premium Credit offer a financing solution that is easy to manage online at https://www.uk.mypremiumcredit.com/

My Premium Credit gives you instant, secure 24/7 access to your account with Premium Credit. You’ll be able to keep tabs on your direct debit payments, view correspondence, settle any missing payments and make any changes to your personal or banking details online.

If you would like to take up this service call us on 01604 946 785 and speak to one of our advisors.


  • Who is Premium Credit Limited?
    Premium Credit is Park Home Assist chosen provider for its monthly payment facility. With more than 1.8 million customers and processing more than 24 million direct debits, Premium Credit have been recognised as the number 1 Premium Finance Company in the UK and Ireland.

  • Why do we have to deal with Premium Credit Limited – why not just Park Home Assist?
    We introduce our customers to Premium Credit Limited as Park Home Assist's specialisation is in Insurance. We do not have the lending permissions and cannot provide the financing to facilitate a Direct Debit payment plan.

  • Can anyone make use of the monthly payment plan facility?
    Credit is subject to status. To be eligible, customers:
    • Must be 18 years old or over
    • Must hold a UK bank account (capable of accepting Direct Debits)
    • Must not have been declared bankrupt

  • Why do I need to sign the Premium Credit - credit agreement?
    This gives both the lender and customer protection to ensure they understand what they are both entering into.

  • What name will I see collecting payment on my bank statement?
    Your bank statements will show this payment as Premium Credit or PCL.

  • Why have payments been collected before I have signed my agreement?
    In order that your insurance is in place and you are completely covered, Premium Credit Limited will begin collection of your monthly payment prior to receipt of your signed agreement. This does not affect your rights to cancel your agreement should you feel the agreement is not suitable for your financial needs once received.

  • Why have my payments increased/decreased?
    Your payment may have changed because of an amendment to your policy. You would have been sent a letter detailing any amendment to your payment plan. If you are in anyway unsure about this change please contact us.

  • What happens on the renewal of my policy?
    The instalments will continue at the renewal of your policy unless the client contacts us, this is fully explained with the renewal invitations.

  • Can monthly payments be paid off in full?
    Yes, monthly payments can be paid off at any time in full by debit or credit card.

  • Can I withdraw my agreement with Premium Credit?
    You have the right to withdraw from the credit agreement within 14 days from the day in which the agreement was made or the day in which you received the terms and conditions – whichever is later.

    For further details on how to cancel your credit agreement, settling your balance and other credit related questions, please refer to the full terms and conditions of your agreement with Premium Credit Limited, or contact us on 01604 946 785.

  • Who do I contact – Park Home Assist or Premium Credit?
    For any policy related enquiries (including cancelling/amendments), please contact us at Park Home Assist on 01604 946 785

For any queries relating to your payment plan (including direct debit amendments), please contact Premium Credit directly.



  • New Business Enquiries 01604 946 796
  • Customer Service 01604 946 722
  • Claims 0344 856 3810



  • “I would like to state that I am very impressed with the way I have been treated by Park Home Assist Insurance Services, and in particular Janet. The way everything was sent to me in such detail and fully explained, was very good indeed. Thank you and good luck in the future”
    Mr H

Other insurance products

Park Home Insurance
Leisure Home Insurance
Mobile Home Insurance
Static Caravan Insurance
Park Home Car Insurance
Boiler Insurance
Marine Insurance
Touring Caravan Insurance
Holiday Home Insurance


Park Home Assist Nominated For Two Insurance Times Awards


Following their success at the Insurance Times Claims awards, where they took the award for Customer Care Initiative of the year, Northampton based insurer, Park Home Assist, have been nominated for two further awards in the Insurance Times 2017 awards.

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Recent News

Park Home Assist wins top insurance claims award

Insurance Times have announced the winners of this year’s Claims Excellence Awards and Park Home Assist, the specialist Park Home insurer have scooped the top award for their 2016 customer care initiative.

Read more

The World of Park and Leisure Homes show at Stoneleigh is always a great excuse to catch up with our old friends and customers. This year was no exception.Read more >
We’ll be at Stoneleigh again this year for the World of Park and Leisure Homes, with our staff on hand to help you with any questions you might have about your insurance..Read more >
The Insurance Times Claims Excellence awards 2017 shortlist has been drawn up, and Park Home Assist have made the grade thanks to their recent customer care initiative.Read more >
A major incident was declared by Devon and Cornwall Police in the early hours of this morning, following flooding at the Mill on the Mole residential park in South Molton.Read more >
Visit during Tingdene's Open Day and view the latest in park home and holiday lodge homes for 2017.
Tingdene's popular Open Day events are not just about viewing the stunning range of homes, there is much more to the day, and well worth a visit.Read more >
We all concentrate on the look of our homes when carrying out the maintenance, such as painting the outside, clearing the guttering, wiping down our UPVC windows and doors, but one of the most critical elements of maintaining a park home is the underneath. If that fails then this could cause significant damage to your home.Read more >
During these summer months, we all want to relax in our gardens, or go for those summer trips to the seaside, the hills, or visit our friends and family. But there is one very important job that should be done also this time of year. Read more >
We know that Summer is still with us, and we are still all enjoying the balmy nights, and hope that the colder nights are still some way off, however it won’t be that long before we all start thinking about whether our boiler will ‘fire-up’ when we need it to and will it get us through another winter without any unnecessary interruption. Read more >
Tingdene Parks are pleased to invite you to join them at Hazelgrove Park for their Autumn Open Weekend. Read more >
Tingdene Parks would like to personally invite you to join them at Ashwood Park in Wincham on Saturday 2nd July. Read more >
The main element of your park home and the overall structural integrity of your park home is the chassis that your park home is built on. Read more >
Park Home assist will again be in attendance at the World of Park & Leisure Homes Show in Stoneleigh, Warwickshire.Read more >

Have a question or like a quote over the phone?

Talk to an expert, call us 6 days a week. Monday to Friday 9am to 5.30pm Saturday 9am to 1pm
01604 946 796

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Get in touch with Park Home Assist